Life insurance, health coverage, estate planning, retirement income — most people know they should be thinking about these things, but aren't sure where to start or who to trust. I help you make sense of it all. No jargon. No pressure. Just a real conversation about what matters to you.
Let's Have a Conversation
If something here hits home, you're in the right place.
The right guidance at the right moment can change everything. That's what I'm here for.
I spent over 25 years working across some of the world's leading companies — Western Union, AIG, Chubb, Meta — building and leading operations across Latin America and the US. Throughout that career, I developed a deep understanding of how businesses work, how people navigate change, and how much the right guidance matters at the right moment.
A few years ago, my role was eliminated. Like most people, I thought I had a plan — until a letter arrived telling me what my health insurance would actually cost now that I was on my own. What I'd been contributing from my paycheck was only a fraction of the real cost. My employer had been covering the rest the whole time. And my life insurance through work? Gone the day I left.
I figured it out on my own. But I shouldn't have had to — and neither should you.
Today I'm a licensed Life & Health Insurance professional, affiliated with Hegemon Group International, helping individuals and families navigate life insurance, health coverage, estate planning, annuities, and retirement income — at whatever moment matters most to you.
"My approach is simple — I listen first. I start with a conversation to understand where you're at and what's on your mind. We go from there, at your pace."
— Ignacio AlvarezAffiliated with
Representing trusted carriers nationwide
Simple. No runaround.
You tell me what's going on — what changed, what you're thinking about, what's been on your mind. We take as long as we need. This call is yours. No agenda on my end.
I help you understand what you have, what you're missing, and whether there are gaps worth addressing — in your coverage, your estate plan, your retirement income, any of it.
If you want to explore solutions, I'll lay out what makes sense for your situation. Life insurance, annuities, health coverage, estate planning — whatever fits. If you're not ready, that's fine too.
Life keeps changing. When it does, you've got someone to call who already knows your situation and your family.
Practical stuff. Not theory.
A clear picture of what coverage and protections you actually have — and what's missing.
Life insurance, estate planning, the things that make sure your people are taken care of no matter what.
Annuities, income strategies, a clear picture of what your future actually looks like financially.
You'll understand what you're paying for and why — in plain English, not insurance jargon.
A person you can call when things change — not a 1-800 number or a chatbot.
You'll feel good about the choices you're making because you'll actually understand them.
Fair questions. Honest answers.
Yes. It's just a conversation so I can understand your situation and you can decide if working together makes sense. No obligation, no time pressure.
Nope. Just show up and tell me what's on your mind. If we end up working together, I'll let you know what would be helpful to look at later.
No. I'm going to listen, help you understand where you stand, and point out any gaps. If you want to explore options after that, great — I'm happy to help you navigate. If not, that's perfectly fine.
Life insurance, health insurance, estate planning, annuities, retirement income planning. Basically, the things that protect you, your family, and your future. We'll figure out together what's relevant to your situation.
Most situations feel more complicated than they are. That's kind of the point of talking to someone who does this every day. We'll sort through it together.
Sí, hablo español. I work with clients in both English and Spanish — whichever you're more comfortable with.
No problem. I do everything over video call, so location doesn't matter.
Pick a time that works for you. No rush — we'll take as long as we need.
Prefer to reach out directly?
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Interested in Building a Career in Financial Services?
Whether you're exploring a career change or looking to build something of your own — let's talk about what that could look like.
Learn About the OpportunityNo pressure • No pitch • Just a conversation
I work in English and Spanish — hablo español.
